Need Help Finding a Loan?
Find out if you qualify and compare options without a credit check!

Loan Amount:
Purpose:
All finance quotes are provided free and without obligation. We respect your privacy.
Knowledgebase
Personal Loan:
A personal loan is a loan provided to an individual or individuals (as opposed to a business) and that can be generally be used for a variety of purposes subject to the approval of the lender.

No Deposit? No Problem!
Let us help you find the right home loan with or without a savings history.
Click for details

First Home Buyer Loans
Free home loan finder service. Best deals for first home buyers.
Click for details

Low Rate Home Loans
Finding the best rate home loans has never been easier. No upfront fees.
Click for details

Poor Credit History?
You may still be eligible for a home loan even with an imperfect credit file.
Click for details

Lo-Doc Home Loans
Specialist home loan service for self-employed home buyers.
Click for details

Mortgage Refinance
Take advantage of special rate offers to save big on your home loan.
Click for details

Finance-Australia.net :: Home

Finance-Australia.net

Compare rates for home loans, car loans, personal loans, boat, truck and business finance - without accessing your credit file!
Unlike most online loan offers, lodging your enquiry with us here on this website will not require a credit check - nor will it create adverse entries on your credit file.
Just fill out our quick and simple No Credit Check Finance quote request application for unrestricted access to the best Finance rates and product information from a comprehensive cross-section of the country`s premier and best known Finance specialists ... without accessing your credit file!

Where would you like us to take you from here?

Whilst you are visiting us, you could take in the most recent Finance news headlines ... or browse our large knowledebase of Finance articles.
You also have free use of the selection of Finance financial tools that we have on this website.
No Credit Check runs regular competition draws and further freebies through periodic promotions and other special offers.
No Credit Check affiliates make money by referring people to us. See our affiliate offering to understand how.
Finance Brokers and Advisers can learn more information about our internet lead platform.

Unsecured personal loans

Interest rates for unsecured loans are typically higher than for secured loans. Repayment terms for personal loans can range from as little as 6 months for short-term finance up to 5 years or more. Interest rates will also vary dramatically for personal loans depending on the loan term, the amount of the loan as well as the individual circumstances of the applicant. Whilst loans of $5000 or more for an applicant with a good credit history over a term of 3 years or more may be available for as little as 15% per annum or less, small, short term loans can attract comparative rates as high as 36% including fess and charges - depending on the circumstances of the applicant. For example, a $1000 loan over 6 months could require a fortnightly repayment of as much as $96.92.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

Why Are Annual Interest Rates So High For Payday Loans
Payday lending is surrounded by confusion and misunderstanding. Critics see high Annual Percentage Rates (APR’s)... read more

Buying a home when rates go up
When rates go up, opportunities abound. You see, many homeowners, builders, and developers, find themselves in more negotiable... read more

A 10 point health check plan on your mortgage
Throughout the life of a mortgage people’s situations do change. As a result is it is always wise to get a... read more

Finance News

Personal Loans to help Australians in need: FSO
Oct 29 :: As Australia prepares to clean up following devastating fires and floods, Financial Services Online CEO, Andrew Clark,... read more

Small business loans to help Aussie businesses through tough times
Nov 27 :: Financial Services Online has today announced a new credit facility for Australian business customers who are seeking... read more

Police issue warning about bank scam
Nov 20 :: Melbourne police are warning people about a scam in which fraudsters pose as bankers and ask for money.They say... read more