Welcome to Finance Australia, a distinguished partner of the Financial Services Online network, proudly under the stewardship of Clark Family Pty Ltd, A.C.N. 010 281 008. Our mission is to empower both individuals and businesses in Australia to find optimal financial solutions, services, and expert advice through our online platform.
We provide neutral ground when it comes to financial products and do not offer direct financial guidance. All inquiries about products or requests for advice are redirected to expert financiers, insurers, or financial consultants—selected based on each applicant's needs—for direct interaction. In some cases, Finance Australia earns commissions for providing these referrals.
All the financial content on our website, such as articles and updates, serves informational purposes only and should not replace personalized consultation with a qualified, licensed Financial Adviser.
Prior to taking action on any recommendations from Finance Australia, we urge consultation with a referred professional or an equally skilled intermediary to verify the suitability of these products in light of your unique objectives and financial circumstances.
We're dedicated to aligning users with the perfect fit for financial solutions and enhancing access to professional financial expertise.
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This site is managed by Clark Family Pty Ltd (acting as Trustee for the Clark Family Trust) located at 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008. We are recognized as an Authorised Credit Representative of Saccasan Pty Ltd, bearing Australian Credit License 386297, and as an Authorised Financial Services Representative of Unique Group Broker Services, with Australian Financial Services License 509434. For more licensing details, please visit the ASIC website.
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Having a robust credit profile is one of the most critical factors for financial health, especially when seeking loans in Australia. Whether you're eyeing a new car, dreaming of a home or simply want to secure a personal loan for unexpected expenses, your credit score often dictates the outcome. Not only does it influence a lender's decision to offer you finance, but it also affects the interest rates you might be charged. - read more
A credit rating is essentially a numerical representation of your financial trustworthiness. It's like a report card for your creditworthiness, where higher scores indicate better financial habits. Lenders and financial institutions scrutinize this score when you apply for credit, serving as a primary factor in approving or denying loan applications. - read more
Welcome to the digital age, where online loans in Australia offer convenience and accessibility like never before. With a few clicks, financing for your next big purchase or consolidation of existing debts is at your fingertips. However, venturing into the world of online lending without a compass can leave you navigating choppy waters. - read more
Australia’s leading financial institution, the Commonwealth Bank of Australia, has openly criticised the Reserve Bank of Australia (RBA) for its calculations related to a proposed reduction in debit and credit card transaction fees. The RBA suggested that the reform would save Australian businesses $1.2 billion annually and benefit the majority of companies, a claim that the Commonwealth Bank strongly disputes. - read more
Amid a period of robust consumer spending, Australia's mortgage holders may face limited future interest-rate cuts. The Commonwealth Bank has observed Australians increasing their spending over the last six months, spurred by rising incomes, a robust job market, and previously lowered interest rates. - read more
The Compensation Scheme of Last Resort (CSLR) recently highlighted potential delays in compensation payments due to insufficient special levy funds. In July, the CSLR's proposed FY2025–26 levy plan allocated $67.29 million for financial advisers, surpassing the $20 million limit set for the subsector. This shortfall of $47.29 million prompted the Treasury to initiate a consultation in August to determine funding solutions for the excess levy. - read more
