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Finance Articles

The In-Depth Guide to Boat Loans in Australia: What You Need to Know Before Diving In
The In-Depth Guide to Boat Loans in Australia: What You Need to Know Before Diving In
Australia, with its expansive coastline and spectacular waterways, naturally cultivates a rich culture of marine enthusiasts. Imagine the salty breeze on your face as you slice through waves, the call of seabirds overhead, and the freedom to explore hidden coves and beaches – this is the quintessential Australian boating lifestyle. - read more
Online Loan Application Essentials: What to Know Before You Click Submit
Online Loan Application Essentials: What to Know Before You Click Submit
Welcome to the digital age, where online loans in Australia offer convenience and accessibility like never before. With a few clicks, financing for your next big purchase or consolidation of existing debts is at your fingertips. However, venturing into the world of online lending without a compass can leave you navigating choppy waters. - read more
How to Improve Your Chances of Getting a Business Loan Approved
How to Improve Your Chances of Getting a Business Loan Approved
Welcome, Australian entrepreneurs and business owners! Whether you're just setting down the foundation of a startup or steering a well-established enterprise, access to capital remains a critical ingredient for business growth and survival. In the bustling economy of Australia, a well-structured business loan can be the catalyst that propels your business forward, aiding in expansion, the acquisition of new equipment, or simply ensuring smooth operational cash flow during lean periods. - read more

Finance News

Decline in Mortgage Arrears as Home Prices Set to Rise
Decline in Mortgage Arrears as Home Prices Set to Rise
28 Feb 2026: Paige Estritori
Recent data from Fitch Ratings' Dinkum RMBS Index indicates a decline in Australian mortgage arrears, with 30-plus day arrears falling to 1.13% in the fourth quarter of 2024. This improvement suggests that homeowners are managing their mortgage obligations more effectively, despite ongoing economic challenges. - read more
Marinas26 Conference to Highlight AI's Transformative Impact on Marina Operations
Marinas26 Conference to Highlight AI's Transformative Impact on Marina Operations
28 Feb 2026: Paige Estritori
The Marina Industries Association (MIA) has unveiled the comprehensive program for Marinas26, its biennial conference and trade exhibition, scheduled for 24–27 May 2026 at the RACV Royal Pines Resort on Queensland’s Gold Coast. Embracing the 'Future Smart' theme, the event aims to delve into emerging trends and technologies poised to reshape the marina and boatyard sector across the Asia-Pacific region. - read more
Major Banks Respond to RBA's Interest Rate Hike with Loan Rate Increases
Major Banks Respond to RBA's Interest Rate Hike with Loan Rate Increases
28 Feb 2026: Paige Estritori
In a significant move, the Reserve Bank of Australia (RBA) has increased the cash rate by 0.25 percentage points to 3.85%, marking the first rate hike in over two years. This decision has prompted major banks, including the Commonwealth Bank of Australia (CBA), Westpac, National Australia Bank (NAB), and ANZ, to adjust their loan interest rates accordingly. - read more

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Refinancing:
The process of obtaining a new mortgage to replace an existing one, often to secure a lower interest rate.