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Finance Articles

Essential Tips for Choosing the Right Personal Loan in Australia
Essential Tips for Choosing the Right Personal Loan in Australia
Personal loans are a type of financing option that individuals can use to fund various personal expenses. Unlike mortgages or car loans, they aren't earmarked for a specific purpose, giving borrowers more flexibility in how they use the funds. These loans are usually unsecured, which means you don’t have to provide collateral to borrow money. - read more
Creating a Bulletproof Budget: Tips for Australians Juggling Debts
Creating a Bulletproof Budget: Tips for Australians Juggling Debts
Creating a sturdy financial foundation is essential for Australians navigating the often turbulent waters of debt. A bulletproof budget does more than just track expenses; it acts as a buffer against unexpected financial downturns and provides a clear path toward financial freedom. Comprehending the full weight of this importance is the first step to turning one's financial destiny around. - read more
The Great Debate: Pros and Cons of Refinancing Your Home Loan
The Great Debate: Pros and Cons of Refinancing Your Home Loan
In recent years, refinancing has emerged as a popular financial strategy for many Australian homeowners. With the housing market's dynamic nature and fluctuating interest rates, more people are considering the benefits of refinancing their home loans. This trend is not surprising, as refinancing can potentially reduce monthly payments, secure lower interest rates, and assist with debt consolidation. - read more

Finance News

Macquarie Bank Named Money Minder of the Year 2025
Macquarie Bank Named Money Minder of the Year 2025
01 Jan 2026: Paige Estritori
In the 2025 Consumer Finance Awards, Macquarie Bank has been honoured as the Money Minder of the Year by Money magazine. This accolade highlights the bank's exceptional performance in managing Australians' savings and term deposits. - read more
Commonwealth Bank Recognised as Business Bank of the Year 2025
Commonwealth Bank Recognised as Business Bank of the Year 2025
01 Jan 2026: Paige Estritori
In the latest Consumer Finance Awards, Commonwealth Bank has been named Business Bank of the Year 2025 by Money magazine. This recognition reflects the bank's unwavering support for Australia's small and medium enterprises (SMEs). - read more
Macquarie Bank Honoured as Investment Property Lender of the Year 2025
Macquarie Bank Honoured as Investment Property Lender of the Year 2025
01 Jan 2026: Paige Estritori
Macquarie Bank has been awarded the Investment Property Lender of the Year 2025 by Money magazine, acknowledging its significant role in supporting Australia's property investors. - read more

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Knowledgebase
Amortization:
The process of gradually paying off a debt over a period of time through regular payments.