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Finance Articles

How to Improve Your Chances of Getting a Business Loan Approved
How to Improve Your Chances of Getting a Business Loan Approved
Welcome, Australian entrepreneurs and business owners! Whether you're just setting down the foundation of a startup or steering a well-established enterprise, access to capital remains a critical ingredient for business growth and survival. In the bustling economy of Australia, a well-structured business loan can be the catalyst that propels your business forward, aiding in expansion, the acquisition of new equipment, or simply ensuring smooth operational cash flow during lean periods. - read more
The Great Debate: Pros and Cons of Refinancing Your Home Loan
The Great Debate: Pros and Cons of Refinancing Your Home Loan
In recent years, refinancing has emerged as a popular financial strategy for many Australian homeowners. With the housing market's dynamic nature and fluctuating interest rates, more people are considering the benefits of refinancing their home loans. This trend is not surprising, as refinancing can potentially reduce monthly payments, secure lower interest rates, and assist with debt consolidation. - read more
Maximizing Your Borrowing Power: Strategies for Home Loan Comparison
Maximizing Your Borrowing Power: Strategies for Home Loan Comparison
When you're on the journey to owning your dream home, securing the right home loan is as critical as choosing the perfect location. The benefits of using online home loan calculators can't be overstated, as they wield the power to illuminate the murky depths of mortgage rates, terms, and payments with surprising precision. - read more

Finance News

Australians Seek Financial Guidance on Social Media Amid Cost of Living Pressures
Australians Seek Financial Guidance on Social Media Amid Cost of Living Pressures
25 Nov 2025: Paige Estritori
As the cost of living continues to rise across Australia, many individuals are turning to social media platforms for financial advice. This trend has sparked concerns among financial experts about the reliability and accuracy of the information being disseminated online. - read more
The Australian Unveils 'Wealth' Section to Guide Smarter Financial Choices
The Australian Unveils 'Wealth' Section to Guide Smarter Financial Choices
25 Nov 2025: Paige Estritori
In a move to support Australians in making informed financial decisions, The Australian newspaper has launched a new digital-first section titled 'Wealth.' This initiative aims to provide comprehensive coverage on personal finance topics, including investment strategies, superannuation, retirement planning, and property investment. - read more
Surge in Home Loan Refinancing as Australians Seek Better Mortgage Deals
Surge in Home Loan Refinancing as Australians Seek Better Mortgage Deals
25 Nov 2025: Paige Estritori
Recent interest rate cuts by the Reserve Bank of Australia have led to a significant increase in home loan refinancing among Australian homeowners. Data indicates that over 1,000 mortgages are being refinanced daily, as borrowers seek to take advantage of lower rates and reduce their loan repayments. - read more

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Knowledgebase
Loan Amortisation Schedule:
This is the formal name for the repayment schedule that shows each of your mortgage payments with a breakdown of how much is applied to principal and how much is applied to interest.