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Submitting your initial enquiry through this website, including our free eligibility pre-assessment, does not require a credit check and will not, by itself, create adverse entries on your credit file. However, any lender or broker we refer you to may need to complete a formal credit check before approving a loan application.

Just fill out our quick and simple online finance quote request application for access to competitive finance rates and product information from a range of participating finance specialists in our broker referral network.

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Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

The Road to Recovery: How to Rebuild Your Credit for Future Loans
The Road to Recovery: How to Rebuild Your Credit for Future Loans
In today’s economy, a good credit score is more than just a number—it's a pivotal element of financial health that can open doors to necessary funding when it's most needed. Whether it's for purchasing a new home, investing in a business, or obtaining personal loans, a robust credit score in Australia is your ticket to favorable interest rates and loan terms. - read more
Top Mistakes to Avoid When Saving for Your First Home
Top Mistakes to Avoid When Saving for Your First Home
Embarking on the journey to homeownership is both exciting and daunting. It's a significant milestone that requires careful planning and disciplined saving. For many Australians, buying a first home represents a dream come true, and it's essential to approach it strategically. - read more
Online Loan Application Essentials: What to Know Before You Click Submit
Online Loan Application Essentials: What to Know Before You Click Submit
Welcome to the digital age, where online loans in Australia offer convenience and accessibility like never before. With a few clicks, financing for your next big purchase or consolidation of existing debts is at your fingertips. However, venturing into the world of online lending without a compass can leave you navigating choppy waters. - read more

Finance News

New Sydney Boat Show Could Change the Buying Journey
New Sydney Boat Show Could Change the Buying Journey
19 Jun 2026: Paige Estritori
Australia’s boating calendar is set for a major shake-up, with Informa preparing to launch the Australian International Boat Show at Sydney’s Darling Harbour from 29 July 2027. The event is planned across ICC Sydney and Cockle Bay, combining a large indoor exhibition for trailer boats, engines, marine technology, accessories and services with an on-water showcase for larger vessels. - read more
Road User Charge Fight Highlights Cashflow Risks for Truck Operators
Road User Charge Fight Highlights Cashflow Risks for Truck Operators
19 Jun 2026: Paige Estritori
NatRoad has renewed its push for the Federal Government to extend the heavy vehicle Road User Charge suspension beyond its scheduled end on 30 June 2026, warning that a return of the levy from 1 July 2026 would add another cost shock for transport businesses already dealing with fuel volatility. - read more
New CGT threshold may reshape growth plans for Australian SMEs
New CGT threshold may reshape growth plans for Australian SMEs
19 Jun 2026: Paige Estritori
The Federal Government’s latest small business tax adjustment could give thousands of growing Australian SMEs more breathing room when planning expansion, succession or an eventual sale. The key change is an increase to the turnover threshold for the small business 50 per cent active asset capital gains tax concession, moving it from $2 million to $10 million. - read more

Free Loan Eligibility Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.


Knowledgebase
Mortgage Document:
The physical contract agreement that a Mortgagee (lender) enters into with a Mortgagor (borrower) outlining the precice terms of a mortgage loan.