Comprehensive Personal & Business Finance Solutions In Australia

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Comparison results are from participating lenders and brokers supporting our referral service. Not all lenders or products in the market are included. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Submitting your initial enquiry through this website, including our free eligibility pre-assessment, does not require a credit check and will not, by itself, create adverse entries on your credit file. However, any lender or broker we refer you to may need to complete a formal credit check before approving a loan application.

Just fill out our quick and simple online finance quote request application for access to competitive finance rates and product information from a range of participating finance specialists in our broker referral network.

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Warning to Borrowers: Unsecured personal loans

The following information is specific to unsecured personal loans.

Minimum period for repayment 6 months, maximum period 5 years.

The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.

For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.

Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

A Complete Guide to Caravan Financing: Securing Your Mobile Haven

Caravans have surged in popularity across Australia, offering an unmatched fusion of comfort and mobility. This beloved mode of travel grants you the liberty to discover hidden gems off the beaten path while bringing along the comforts of home. With the rise of remote work and the enduring spirit of wanderlust, caravans provide a flexible lifestyle choice for adventurers, retirees, and families alike. - read more

An Insider's Guide to Enhancing Your Credit Profile for Any Loan

Having a robust credit profile is one of the most critical factors for financial health, especially when seeking loans in Australia. Whether you're eyeing a new car, dreaming of a home or simply want to secure a personal loan for unexpected expenses, your credit score often dictates the outcome. Not only does it influence a lender's decision to offer you finance, but it also affects the interest rates you might be charged. - read more

The Road to Recovery: How to Rebuild Your Credit for Future Loans

In today’s economy, a good credit score is more than just a number—it's a pivotal element of financial health that can open doors to necessary funding when it's most needed. Whether it's for purchasing a new home, investing in a business, or obtaining personal loans, a robust credit score in Australia is your ticket to favorable interest rates and loan terms. - read more

Finance News

AFCA Issues Warning to SMEs on Unregulated Lenders

15 Feb 2026: Paige Estritori

The Australian Financial Complaints Authority (AFCA) has recently raised concerns regarding the risks small and medium-sized enterprises (SMEs) face when engaging with unregulated lenders. This caution comes in response to a notable increase in complaints that AFCA cannot address due to the lenders' non-membership status. - read more

Australian Tech Startups Secure $4 Billion Amid Traditional Lending Decline

15 Feb 2026: Paige Estritori

In 2024, Australian technology startups achieved a significant milestone by raising $4 billion across 414 deals, marking an 11% increase from the previous year and the third-highest annual total on record. This surge underscores the robust investor confidence in the tech sector, particularly in areas like artificial intelligence, health technology, and climate technology. - read more

SME Lending Boom Presents New Revenue Opportunities for Brokers

15 Feb 2026: Paige Estritori

Australia is witnessing a significant surge in small and medium-sized enterprise (SME) lending, creating lucrative opportunities for brokers to expand their revenue streams. This growth is driven by SMEs' increasing appetite for expansion, including hiring staff, upgrading equipment, and scaling operations after strong trading periods. - read more

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Knowledgebase

Prepayment Penalty:
A fee charged by a lender if a borrower pays off their loan early.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.

Comprehensive Personal & Business Finance Solutions In Australia

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