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Finance-Australia.net
Compare rates for home loans, car loans, personal loans, boat, truck and business finance - without accessing your credit file!
Unlike most online loan offers, lodging your enquiry with us here on this website
will not require a credit check - nor will it create adverse entries on your
credit file.
Just fill out our quick and simple
No Credit Check Finance quote request application for unrestricted access to the best Finance rates and product information from a comprehensive cross-section of the country`s premier and best known Finance specialists ... without accessing your credit file!
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Unsecured personal loans

Interest rates for unsecured loans are typically higher than for secured loans. Repayment terms for personal loans can range from as little as 6 months
for short-term finance up to 5 years or more. Interest rates will also vary dramatically for personal loans depending on the loan term, the amount of the
loan as well as the individual circumstances of the applicant. Whilst loans of $5000 or more for an applicant with a good credit history over a term of
3 years or more may be available for as little as 15% per annum or less, small, short term loans can attract comparative rates as high as 36% including
fess and charges - depending on the circumstances of the applicant. For example, a $1000 loan over 6 months could require a fortnightly repayment of as
much as $96.92.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you
are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.
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If you are considering taking out a loan, you wouldn’t go out of your way to make it harder on yourself to get approved or to get a good interest rate, would you? Yet many loan applicants would enjoy a considerably better outcome on their loan application if they followed this important rule.
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| Fierce competition in the mortgage industry: customers switching banks at a record rate
23 Mar 2023: .financialservicesonline.com.au Recent analysis provided to a Senate inquiry by the Australian Banking Association (ABA) has shown that a staggering 70% of home loan customers whose fixed mortgage rates expired in the past six months have refinanced with a different bank. The trend is leading to increasingly intense competition in the $2 trillion home loan market and poses significant risks for lenders as home loan books face unprecedented levels of turnover. - read more
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| Banking Experts Predict Interest Rate Hike Pause
21 Mar 2023: .financialservicesonline.com.au Financial experts are predicting a pause on interest rate hikes in Australia, which could happen in April or May. While there may not be any rate cuts yet, Bendigo and Adelaide Bank's chief economist, David Robertson, believes a range of factors suggest a pause in interest rates is on the horizon. - read more
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