Comprehensive Personal & Business Finance Solutions In Australia

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Submitting your initial enquiry through this website, including our free eligibility pre-assessment, does not require a credit check and will not, by itself, create adverse entries on your credit file. However, any lender or broker we refer you to may need to complete a formal credit check before approving a loan application.

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Warning to Borrowers: Unsecured personal loans

The following information is specific to unsecured personal loans.

Minimum period for repayment 6 months, maximum period 5 years.

The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.

For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.

Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

Online Home Loan Calculators: How to Use Them in Your Loan Comparison

Welcome to the world of savvy home financing! Whether you’re a first-time homebuyer or seasoned investor, navigating the ocean of home loan options can be daunting. In this digital era, one tool stands out for its effectiveness in simplifying this journey: the online home loan calculator. - read more

Top Mistakes to Avoid When Saving for Your First Home

Embarking on the journey to homeownership is both exciting and daunting. It's a significant milestone that requires careful planning and disciplined saving. For many Australians, buying a first home represents a dream come true, and it's essential to approach it strategically. - read more

Creating a Bulletproof Budget: Tips for Australians Juggling Debts

Creating a sturdy financial foundation is essential for Australians navigating the often turbulent waters of debt. A bulletproof budget does more than just track expenses; it acts as a buffer against unexpected financial downturns and provides a clear path toward financial freedom. Comprehending the full weight of this importance is the first step to turning one's financial destiny around. - read more

Finance News

Geely's 2026 EOFY Deal: Low-Rate Finance and Complimentary Home Charger

23 May 2026: Paige Estritori

As the end of the financial year approaches, Geely has unveiled an enticing offer for Australian consumers interested in electric and hybrid SUVs. From May 1 to June 30, 2026, Geely is providing a 0.88% comparison rate finance deal over 36 months, applicable to the EX5 Extended Range and Starray EM-i models. This offer requires no minimum deposit, no establishment fee, and no repayment fees for approved customers. - read more

MG HS Super Hybrid: Save $5,000 in EOFY Sale

23 May 2026: Paige Estritori

MG has announced a significant price reduction for its HS Super Hybrid range as part of the M-Genius End-of-Financial-Year (EOFY) campaign. Until June 30, 2026, the HS Super Hybrid Excite is available for $42,990 driveaway, down from $47,990, while the Essence variant is priced at $46,990, reduced from $51,990. This $5,000 discount represents approximately a 10% saving on both models. - read more

GAC Aion UT: Affordable Electric Hatchback Now Available for Pre-Order

23 May 2026: Paige Estritori

Chinese automaker GAC has officially opened pre-orders for its Aion UT electric hatchback in Australia, introducing a compelling option for budget-conscious consumers seeking to transition to electric vehicles. The entry-level Premium grade is priced at $31,990 RRP (before on-road costs), with a special drive-away price of $30,990 available to the first 600 customers. - read more

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Comprehensive Personal & Business Finance Solutions In Australia

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