Comprehensive Personal & Business Finance Solutions In Australia

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Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Submitting your initial enquiry through this website, including our free eligibility pre-assessment, does not require a credit check and will not, by itself, create adverse entries on your credit file. However, any lender or broker we refer you to may need to complete a formal credit check before approving a loan application.

Just fill out our quick and simple online finance quote request application for access to competitive finance rates and product information from a range of participating finance specialists in our broker referral network.

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Warning to Borrowers: Unsecured personal loans

The following information is specific to unsecured personal loans.

Minimum period for repayment 6 months, maximum period 5 years.

The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.

For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.

Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

How Your Credit Rating Impacts Your Loan Options: What You Need to Know

A credit rating is essentially a numerical representation of your financial trustworthiness. It's like a report card for your creditworthiness, where higher scores indicate better financial habits. Lenders and financial institutions scrutinize this score when you apply for credit, serving as a primary factor in approving or denying loan applications. - read more

Online Home Loan Calculators: How to Use Them in Your Loan Comparison

Welcome to the world of savvy home financing! Whether you’re a first-time homebuyer or seasoned investor, navigating the ocean of home loan options can be daunting. In this digital era, one tool stands out for its effectiveness in simplifying this journey: the online home loan calculator. - read more

The Ultimate Car Loan Checklist for First-Time Borrowers in Australia

Welcome to the world of car ownership! If you're a first-time borrower in Australia, you're likely to feel a mix of excitement and apprehension. Acquiring a car loan is a significant financial responsibility, and navigating through the options can be daunting. This introductory guide is designed to set you on the right path to making a well-informed decision. - read more

Finance News

Australian Credit Card Debt Climbs to $18.3 Billion: What You Need to Know

05 Jun 2026: Paige Estritori

Recent data reveals that Australian credit card debt accruing interest has reached $18.3 billion, marking a significant increase and underscoring the financial pressures many households are facing. This rise is particularly concerning as it coincides with elevated interest rates, making debt management more challenging for consumers. - read more

Toyota Boosts Australian Supply with 10,000 Extra Vehicles in 2026

05 Jun 2026: Paige Estritori

In a strategic move to address growing consumer demand and intensifying competition, Toyota Australia has secured an additional 10,000 vehicles for the 2026 market. This increase elevates the company's full-year sales forecast to 220,000 units, with popular models such as the RAV4, HiLux, and the all-electric bZ4X set to benefit from the expanded supply. - read more

Money3 Penalised $1.55 Million for Responsible Lending Violations

05 Jun 2026: Paige Estritori

In a significant ruling, the Federal Court has ordered Money3 Loans Pty Ltd to pay penalties totaling $1.55 million for breaching responsible lending obligations in the provision of car finance to vulnerable consumers. This decision underscores the critical importance of adhering to responsible lending practices within the financial services industry. - read more

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Knowledgebase

Adjustable-Rate Mortgage (ARM) Cap:
A limit on how much the interest rate or the payment can change for an Adjustable-Rate Mortgage.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.

Comprehensive Personal & Business Finance Solutions In Australia

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