Finance Australia :: Home

Comprehensive Personal & Business Finance Solutions In Australia

  • Competitive Rates
  • Simplified Process
  • Explore Options
  • Broker Support
  • Tailored Solutions
  • Multiple Lenders

Free Loan Eligibility Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.

Comparison results are from participating lenders and brokers supporting our referral service. Not all lenders or products in the market are included. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Submitting your initial enquiry through this website, including our free eligibility pre-assessment, does not require a credit check and will not, by itself, create adverse entries on your credit file. However, any lender or broker we refer you to may need to complete a formal credit check before approving a loan application.

Just fill out our quick and simple online finance quote request application for access to competitive finance rates and product information from a range of participating finance specialists in our broker referral network.

Where would you like us to take you from here?

Whilst you are visiting us, you could take in the most recent Finance news headlines ... or browse our large knowledebase of Finance articles.

You also have free use of the selection of Finance financial tools that we have on this website.

Finance Australia runs regular competition draws and further freebies through periodic promotions and other special offers. See promotion terms and conditions for details.

Affiliates who promote Finance Australia may earn money by referring people to us when enquiries are submitted through our broker-matching forms. See our affiliate offering for more detail on how these referrals are remunerated. These affiliate links and some offers or content on this site are a form of paid advertising and do not represent independent financial advice.

Finance Brokers and Advisers can learn more information about our internet lead platform.


Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Finance Articles

Online Home Loan Calculators: How to Use Them in Your Loan Comparison
Online Home Loan Calculators: How to Use Them in Your Loan Comparison
Welcome to the world of savvy home financing! Whether you’re a first-time homebuyer or seasoned investor, navigating the ocean of home loan options can be daunting. In this digital era, one tool stands out for its effectiveness in simplifying this journey: the online home loan calculator. - read more
The Great Debate: Pros and Cons of Refinancing Your Home Loan
The Great Debate: Pros and Cons of Refinancing Your Home Loan
In recent years, refinancing has emerged as a popular financial strategy for many Australian homeowners. With the housing market's dynamic nature and fluctuating interest rates, more people are considering the benefits of refinancing their home loans. This trend is not surprising, as refinancing can potentially reduce monthly payments, secure lower interest rates, and assist with debt consolidation. - read more
How Your Credit Rating Impacts Your Loan Options: What You Need to Know
How Your Credit Rating Impacts Your Loan Options: What You Need to Know
A credit rating is essentially a numerical representation of your financial trustworthiness. It's like a report card for your creditworthiness, where higher scores indicate better financial habits. Lenders and financial institutions scrutinize this score when you apply for credit, serving as a primary factor in approving or denying loan applications. - read more

Finance News

Australian Home Prices Poised for Continued Growth in 2026
Australian Home Prices Poised for Continued Growth in 2026
18 Jan 2026: Paige Estritori
Australia's housing market is set to experience further growth in 2026, with economists forecasting a 5% increase in home prices. This follows an 8.6% rise in 2025, marking the strongest annual growth since 2021. The anticipated growth is driven by a combination of factors, including ongoing supply constraints and robust population growth. - read more
Sydney and Melbourne Property Markets Show Signs of Cooling
Sydney and Melbourne Property Markets Show Signs of Cooling
18 Jan 2026: Paige Estritori
In December 2025, both Sydney and Melbourne property markets experienced a slight decline of 0.1%, marking a potential shift in the momentum of Australia's housing market. This downturn comes after a period of consistent growth, raising questions about the sustainability of recent price increases. - read more
Australian Rental Market Faces Tightening Conditions
Australian Rental Market Faces Tightening Conditions
18 Jan 2026: Paige Estritori
Australia's rental market is experiencing tightening conditions, with vacancy rates dropping to 1.6% in December 2025, close to record lows. This tightening has led to a 5.2% increase in rents over the year, posing significant challenges for tenants across the country. - read more

Free Loan Eligibility Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.


Knowledgebase
Margin Call:
A demand by a broker that an investor deposit additional money or securities into the account to cover possible losses.