Finance Australia
... financing Australian dreams
Finance Australia :: Articles

Finance Australia Articles

Welcome to Finance Australia, where we've curated a selection of engaging articles just for you.

Feel free to explore by clicking on any title to dive deeper into the stories that pique your curiosity.

Finance Articles

Online Loan Application Essentials: What to Know Before You Click Submit
Online Loan Application Essentials: What to Know Before You Click Submit
Welcome to the digital age, where online loans in Australia offer convenience and accessibility like never before. With a few clicks, financing for your next big purchase or consolidation of existing debts is at your fingertips. However, venturing into the world of online lending without a compass can leave you navigating choppy waters. - read more
Understanding the Fine Print: Fees and Charges in Personal Loans
Understanding the Fine Print: Fees and Charges in Personal Loans
Personal loans are a type of unsecured credit that allows individuals to borrow money for various personal expenses, including consolidating debt, making home improvements, or funding significant life events. Unlike secured loans that require collateral, personal loans rely on your creditworthiness, making them an accessible option for many Australians. - read more
Top Mistakes to Avoid When Saving for Your First Home
Top Mistakes to Avoid When Saving for Your First Home
Embarking on the journey to homeownership is both exciting and daunting. It's a significant milestone that requires careful planning and disciplined saving. For many Australians, buying a first home represents a dream come true, and it's essential to approach it strategically. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Follow us!

We are a proud member of the Financial Services Online network!

Connect with us on your favourite social media platform for the latest financial news, views, resources and information.



Finance News

Impact of the 5% Deposit Scheme on Affordable Housing Prices
Impact of the 5% Deposit Scheme on Affordable Housing Prices
01 May 2026: Paige Estritori
Recent data indicates that the Australian Government's expansion of the 5% deposit scheme has significantly influenced the affordable housing market. In the six months following the scheme's October 2025 expansion, properties priced below the government's set caps experienced a 6.7% price increase, nearly doubling the 3.6% rise observed in higher-priced properties. This trend underscores the scheme's role in intensifying demand for entry-level homes. - read more
Declining Housing Affordability Amid Increased First-Home Buyer Demand
Declining Housing Affordability Amid Increased First-Home Buyer Demand
01 May 2026: Paige Estritori
The Real Estate Institute of Australia (REIA) has released a report indicating a decline in housing affordability during the December 2025 quarter. The expansion of the 5% deposit scheme has led to a surge in first-home buyer activity, resulting in higher average loan sizes and increased financial strain on households. - read more
Surge in First-Home Buyer Loans Post Home Guarantee Scheme Expansion
Surge in First-Home Buyer Loans Post Home Guarantee Scheme Expansion
01 May 2026: Paige Estritori
The Australian Bureau of Statistics (ABS) has reported a significant increase in first-home buyer lending following the expansion of the Home Guarantee Scheme. In the December 2025 quarter, the value of new loans to first-home buyers rose by 15.5%, reaching $19.3 billion. This marks the second-highest quarterly total on record, surpassed only by figures from March 2021. - read more
Click for more Finance News

Free Loan Eligibility Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.


Knowledgebase
Compound Interest:
Interest calculated on the initial principal, which also includes all accumulated interest from previous periods.

|   HOME   |   RATES   |   CALCULATORS   |   NEWS   |   ARTICLES   |   ABOUT   |   CONTACT   |   PRIVACY   |   BROKERS   |   SITEMAP   |  
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.