Finance Australia :: Articles

Finance Australia Articles

Welcome to Finance Australia, where we've curated a selection of engaging articles just for you.

Feel free to explore by clicking on any title to dive deeper into the stories that pique your curiosity.

Finance Articles

Essential Tips for Choosing the Right Personal Loan in Australia
Essential Tips for Choosing the Right Personal Loan in Australia
Personal loans are a type of financing option that individuals can use to fund various personal expenses. Unlike mortgages or car loans, they aren't earmarked for a specific purpose, giving borrowers more flexibility in how they use the funds. These loans are usually unsecured, which means you don’t have to provide collateral to borrow money. - read more
Creating a Bulletproof Budget: Tips for Australians Juggling Debts
Creating a Bulletproof Budget: Tips for Australians Juggling Debts
Creating a sturdy financial foundation is essential for Australians navigating the often turbulent waters of debt. A bulletproof budget does more than just track expenses; it acts as a buffer against unexpected financial downturns and provides a clear path toward financial freedom. Comprehending the full weight of this importance is the first step to turning one's financial destiny around. - read more
Online Loan Application Essentials: What to Know Before You Click Submit
Online Loan Application Essentials: What to Know Before You Click Submit
Welcome to the digital age, where online loans in Australia offer convenience and accessibility like never before. With a few clicks, financing for your next big purchase or consolidation of existing debts is at your fingertips. However, venturing into the world of online lending without a compass can leave you navigating choppy waters. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.



Finance News

APRA Implements New Cap on High Debt-to-Income Home Loans
APRA Implements New Cap on High Debt-to-Income Home Loans
25 May 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 1, 2026, APRA will impose a cap on high debt-to-income (DTI) home loans, limiting such loans to 20% of new home lending portfolios. This measure is designed to address concerns over escalating property prices and the potential for financial instability. - read more
ASIC Calls for Improved Consumer Protections in Car Finance Sector
ASIC Calls for Improved Consumer Protections in Car Finance Sector
25 May 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has conducted a comprehensive review of the motor vehicle finance sector, uncovering significant deficiencies in lenders' oversight of car finance distributors. This scrutiny has revealed problematic sales tactics and a lack of regular audits, prompting ASIC to call for immediate improvements to protect consumers. - read more
Australia's Marine Sector Confronts Severe Workforce Shortages
Australia's Marine Sector Confronts Severe Workforce Shortages
25 May 2026: Paige Estritori
The Australian marine industry is currently grappling with a significant shortage of skilled labour, a challenge that is affecting operational capacities and financial performance across the sector. According to the 2026 National Jobs & Skills Survey conducted by the Boating Industry Association (BIA), more than 90% of marine businesses have expressed deep concern over the lack of qualified personnel. - read more

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Knowledgebase
Revolving Credit:
A type of credit that does not have a fixed number of payments, in contrast to installment credit.