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Finance Australia Articles

Welcome to Finance Australia, where we've curated a selection of engaging articles just for you.

Feel free to explore by clicking on any title to dive deeper into the stories that pique your curiosity.

Finance Articles

Maximizing Your Borrowing Power: Strategies for Home Loan Comparison
Maximizing Your Borrowing Power: Strategies for Home Loan Comparison
When you're on the journey to owning your dream home, securing the right home loan is as critical as choosing the perfect location. The benefits of using online home loan calculators can't be overstated, as they wield the power to illuminate the murky depths of mortgage rates, terms, and payments with surprising precision. - read more
Personal Loans and Business Loans in Australia: Key Differences for Borrowers
Personal Loans and Business Loans in Australia: Key Differences for Borrowers
Personal loans and business loans can both provide access to finance, but they are assessed differently and are designed for different purposes. This guide explains the key differences for Australian sole traders, contractors and small business owners before applying. - read more
Comparison Rates and Loan Costs in Australia: What Borrowers Should Understand
Comparison Rates and Loan Costs in Australia: What Borrowers Should Understand
A comparison rate helps Australian borrowers look beyond the advertised interest rate by combining interest and certain fees into a single annual percentage. This guide explains what comparison rates include, what they can leave out, and how to use them alongside loan terms, repayments and fees. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.



Finance News

RBA rate rise puts repayment buffers back in focus
RBA rate rise puts repayment buffers back in focus
10 Nov 2026: Paige Estritori
The Reserve Bank of Australia’s November decision to lift the cash rate target to 4.85 per cent has reset the finance planning conversation for households and small businesses. After months of watching inflation, wages, fuel costs and lender settings, borrowers now have a clearer signal that higher repayment pressure may persist for longer than many had hoped. - read more
Why stronger business lending is not a simple green light for SMEs
Why stronger business lending is not a simple green light for SMEs
03 Nov 2026: Paige Estritori
Westpac’s latest full-year result has added a useful signal for Australian business borrowers: credit demand remains strong even as interest rates and operating costs keep pressure on cash flow. The bank reported on 2 November 2026 that its overall lending grew over the year, with business lending rising more quickly than many household-facing categories, reinforcing the sense that firms are still using finance to invest, refinance and manage working capital. - read more
What tighter lending signals mean for new loan applications
What tighter lending signals mean for new loan applications
15 Sep 2026: Paige Estritori
APRA’s latest banking indicators point to a lending market that is still open, but not loose. Mortgage credit continues to move through the system, yet the regulator’s focus on serviceability, risk controls and higher-risk lending means borrowers should expect applications to be examined carefully rather than waved through on headline income alone. - read more

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The Great Australian Side-Hustle

The Great Australian Side-Hustle

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Knowledgebase
Yield:
The income return on an investment, such as the interest or dividends received from holding a particular security.