Finance Australia :: Calculators
SHARE

Share this calculator!

Finance Australia Home Loan Repayment Calculator

Calculate home loan repayments with our Home Loan Repayment Calculator. View detailed amortization charts, compare loan terms, and plan your mortgage with confidence.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Home Loan Details:

Remember to make allowance for stamp duty, rates, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or equity in an existing property, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
calculate
Home Loan Repayment Calculator

Important!

Home Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Home Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Home Loan Repayment CalculatorHome Loan Repayment Calculator

Share this calculator:


Finance Articles

How to Improve Your Chances of Getting a Business Loan Approved
How to Improve Your Chances of Getting a Business Loan Approved
Welcome, Australian entrepreneurs and business owners! Whether you're just setting down the foundation of a startup or steering a well-established enterprise, access to capital remains a critical ingredient for business growth and survival. In the bustling economy of Australia, a well-structured business loan can be the catalyst that propels your business forward, aiding in expansion, the acquisition of new equipment, or simply ensuring smooth operational cash flow during lean periods. - read more
Debt Consolidation: How to Streamline Your Finances with a Personal Loan
Debt Consolidation: How to Streamline Your Finances with a Personal Loan
Debt consolidation is a strategy often utilized by individuals seeking to take control of their financial health. At its core, debt consolidation involves combining multiple debts into a single, more manageable loan, typically with more favorable terms such as a lower interest rate or a longer repayment period. - read more
Online Home Loan Calculators: How to Use Them in Your Loan Comparison
Online Home Loan Calculators: How to Use Them in Your Loan Comparison
Welcome to the world of savvy home financing! Whether you’re a first-time homebuyer or seasoned investor, navigating the ocean of home loan options can be daunting. In this digital era, one tool stands out for its effectiveness in simplifying this journey: the online home loan calculator. - read more

Finance News

ACT Government Unveils $50 Million ACTivate Capital Fund to Boost Canberra Startups
ACT Government Unveils $50 Million ACTivate Capital Fund to Boost Canberra Startups
14 Jan 2026: Paige Estritori
The Australian Capital Territory (ACT) Government has recently announced the launch of ACTivate Capital, a $50 million fund designed to support the commercialisation of local research and foster the growth of Canberra-based startups. This initiative underscores the government's commitment to nurturing innovation and entrepreneurship within the region. - read more
Macquarie Group Invests in Brennan to Strengthen IT Service Offerings
Macquarie Group Invests in Brennan to Strengthen IT Service Offerings
14 Jan 2026: Paige Estritori
In a strategic move to bolster its technology capabilities, Macquarie Group has acquired a minority stake in Brennan, a leading Australian IT services company. This partnership signifies Macquarie's commitment to enhancing its technological infrastructure and service offerings to better support Australian businesses. - read more
Midkey Raises $100 Million to Assist Homeowners with Cash Flow Solutions
Midkey Raises $100 Million to Assist Homeowners with Cash Flow Solutions
14 Jan 2026: Paige Estritori
Sydney-based financial services scale-up, Midkey, has successfully secured $100 million in funding to support homeowners experiencing cash flow constraints. This substantial capital injection is set to enhance Midkey's ability to offer tailored loan solutions, providing much-needed financial relief to individuals navigating economic challenges. - read more

Free Loan Eligibility Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.


Knowledgebase
Conventional Loan:
A type of mortgage loan that is not insured or guaranteed by the government.